The fundamental objective with investments is to achieve an above average investment performance for a given level of investment risk. This is predominantly down to an appropriate asset allocation i.e. the split between equities, fixed interest, properties and cash. It will also be down to the charges on a contract and the fund management arrangements.

With any financial planning, it is important to be as tax efficient as possible. A good starting point is normally using the Stocks & Shares ISA allowance of £15,240 2016/17. The total an individual can save each year into all ISAs will be increased from £15,240 to £20,000 from April 2017.

Our investment and wealth management process revolves around understanding our clients’ financial position and objectives. In terms of fund choice and portfolio management our financial planners will assess your attitude towards investment risk in order to make you an appropriate recommendation.


We build an investment proposition by agreeing a strategy and then conducting regular performance reviews. This ensures the chosen approach and investment risk level reviews are appropriate for your circumstances. This is vital, because inevitably your circumstances will change over a period of time, whether it is having a family, changing jobs, receiving an inheritance or nearing retirement.

Would you like more information on investments?

To speak to one of our Independent Financial Advisers please contact 01273 208813 or email

IEP Financial is authorised and regulated by The Financial Conduct Authority (FCA)