The Bank of England has raised rates by 0.25%

The Bank of England has raised rates by 0.25% The Bank of England has raised rates by 0.25%.  This is the first rise for ten years.  The Bank Governor Mark Carney in the press conference described this as taking the foot off the accelerator and we should view this move in that light.  It is … Continue reading “The Bank of England has raised rates by 0.25%”

Specialist Income Protection for Doctors and Surgeons

  Specialist Income Protection for Doctors and Surgeons The NHS offers a good sick pay package that can be coupled with a specialist form of Income Protection in order to provide comprehensive cover for the unforeseen. Doctors appreciate more than anyone the range of conditions that can keep individuals out of work for longer periods … Continue reading “Specialist Income Protection for Doctors and Surgeons”

Shrinking the protection gap

Shrinking the Protection Gap 1 in 2 people will be diagnosed with cancer. So why do most UK adults still have no protection in place? IEP Financial explore why there is a protection shortfall of £2.4 trillion in the UK. There are three main reasons as to why people don’t take out cover: Too expensive … Continue reading “Shrinking the protection gap”

Income Protection made simple

Income Protection made simple Income Protection is a protection product overlooked by most. It is common to consider Life insurance and Critical illness cover, but what happens if you are unable to work due to accident or illnesses not covered by a critical illness plan, or your employer? The solution is a contract that covers … Continue reading “Income Protection made simple”

Forgotten Pensions

Forgotten pensions The extent to which pension pots are being forgotten about has been revealed in a study from Aviva. A survey of almost ten thousand people who hold a pension has revealed that just under one in eight (13%) admitted that they have at least one pension that they have forgotten about (1). This … Continue reading “Forgotten Pensions”

Life Insurance comes in many forms

Life Insurance comes in many forms Life Insurance comes in many forms and can help in different areas of every-day life such as to cover the following:  Children or any other dependents Debts (loans, car finance etc.) Mortgage A business Potential Inheritance Tax Liability   Here are some examples of how Life insurance can help … Continue reading “Life Insurance comes in many forms”