Personal Insurance
Protect your family's finances
Personal insurance is a way of providing a level of cover or financial security to reduce the impact of a serious event in return for the premium paid.
The aim is to provide sufficient funds to ensure that in the event of you dying, suffering from a critical illness or being unable to work for a prolonged period, there is the right cover in place to provide sufficient financial support for your family and loved ones.
Choosing the right cover for you
We also offer a range of products to help you plan for the future, such as critical illness cover, mortgage protection, and income protection.
For any assistance please do not hesitate to call us on 01273 208813
Life Insurance
As life expectancy has increased life assurance premiums have generally gone down over the last ten years. We are more than happy to review your existing policies to ensure that they remain competitive.
Critical Illness Cover
These policies normally cover approximately 40 conditions, of which the three biggest in terms of claims are heart attack, cancer and stroke. Critical illness cover should be regarded as important and pay-outs are generally made in lump sums to replace lost income, changes to property or fund a necessary adjustment in lifestyle, such as reduced working hours.
Mortgage Protection
This is Insurance cover that a home buyer can purchase to cover mortgage repayments in the eventuality that the buyer loses their job or is financially unable to keep making mortgage payments.
Income Protection
These policies provide a replacement income after the ‘deferred period’ i.e. the period you’ve been unable to work due to ill health, injury or sickness. This will generally be a tax free monthly benefit, payable until you can return to work or the end of the policy term.
Reviews From Our Clients
“Tim Jones has assisted us with finding the best pension scheme for our individual requirements. He has been professional, helpful and prompt at all stages and I would not hesitate to recommend him. I was most impressed with his recent presentation to our staff and for fielding all questions that came his way. It reassured our team and time was given to each person to discuss their individual circumstances too. The advice to date has been invaluable.”
“Like many SME’s, we had known about work place pension obligations for a while but for a variety of reasons had not yet got round to preparing for our staging date in 2017. Tim from IEP made it all very easy for us and delivered a proposal that was easy to understand and cost effective. The presentation to our staff was extremely good and the aftercare service has been excellent. Tim has understood our needs and professionally delivered the right proposal to us. He also demonstrated commendable patience and a sense of humour in dealing with us; a SME with limited resources which needed to sort out its pension scheme within a small space of time!”
“Sussex CCC has had a longstanding and successful relationship with IEP Financial. It goes without saying that they were our first port of call when deciding who to guide us through our pension requirements. In February, IEP Financial directed us though Auto Enrolment. Patrick Spencer was our lead & was professional, knowledgeable and always on the end of the phone if we had any questions. We have successfully completed Auto Enrolment with no problems & would not hesitate to recommend IEP Financial to other organisations, looking for help with Auto Enrolment or indeed any other aspect of financial planning."
Ready to get cover?
It takes just a few minutes to compare life insurance quotes with IEP Financial. We can search a large variety of life insurance policies to find you the best deal. Get started by clicking ‘get a quote’ below.