IEP Financial Career Opportunities
Join a professional team that takes pride in excellent service
You may submit your information for future consideration by filling in the form below.
Financial advisers provide clients with advice on financial matters, making recommendations on ways to best achieve their objectives. The role involves researching the marketplace and advising clients on the products and services available, ensuring they are aware of and understand those that best meet their needs.
Although it is not essential to bring a book of business, it is essential that the right candidate will be Diploma qualified (Level 4) and able to advise on the full range of products.
- Contacting clients and setting up meetings, either within an office environment or in clients' homes or business premises.
- Conducting in-depth reviews of clients' financial circumstances, current provision and future aims.
- Analysing information and preparing plans best suited to individual and corporate clients' requirements.
- Completing risk analyses.
- Researching the marketplace and providing clients with information on new and existing products and services.
- Designing financial strategies.
- Assisting clients to make informed decisions.
- Researching information from various sources, including providers of financial products.
- Reviewing and responding to clients’ changing needs and financial circumstances.
- Negotiating with product suppliers for the best possible rates.
- Liaising with financial services providers and other professionals.
- Keeping up to date with financial products and legislation.
- Producing financial reports.
- Contacting clients with news of new financial products or changes to legislation that may affect their savings and investments.
- Attending networking events.
- Developing professional connections.
- Maintaining and updating individual continued professional development plans monthly, to be reviewed periodically by the Compliance Officer.
- Maintaining compliance with the FCA rules and principles for Approved Persons and Code of Practice.
- Meeting the regulatory aspects of the role, e.g. requirements for disclosure, costs of the services provided, and also the advised products.
- Act ethically, impartially and always in the best interests of clients.
- Follow the internal IEP processes and procedures.
- Ensure IEP meet the expectations of the FCA with regards to treating customers fairly.
- Act in accordance with the terms and conditions of your employment contract.
These duties are not to be regarded as exhaustive and you may be required to perform such other and/or additional duties within your skill-set and competence as the company may require.
IEP Financial is authorised and regulated by The Financial Conduct Authority (FCA)
Position: Permanent, full time.
Salary: Negotiable depending on experience.
Commission/bonus structure: Dependent on a number of factors, but will be competitive with uncapped potential.
Additional benefits: 25 days holiday + bank holidays, company paid eye tests & flu jabs, death in service x3 annual salary, pension is a matched 3% and the offer of salary sacrifice.
Based in Hove, East Sussex.Apply Now
Graduate Trainee – Financial Services
IEP Financial have an open position for someone who is looking for a career in financial advice, learning the business with options of becoming either a paraplanner or an adviser.
Support will be provided with professional exams to provide a pathway to progression within the industry. As well exam support, support will be offered to progress through, learning about the administration, technical/fund analysis, soft skill training, report writing, leading to coming a trainee adviser. You would be working with a local Independent Financial Adviser business who offer holistic financial planning to both corporates and individuals.
You will initially be working within a sales support role. You will work towards taking on the responsibilities of a Paraplanner as below.
Paraplanning is a technical function that supports and informs the work of Financial Advisers in all areas of finance, including pensions, mortgages, general insurance, tax and investment management. A Paraplanner’s key role is to process the personal information provided by clients during a meeting with their Financial Adviser, before researching the best solutions that meet each client’s financial needs.
Paraplanners do not give financial advice, but they do produce letters, reports and supporting evidence for consideration by the client. They can also undertake highly technical analytical work, including cash-flow forecasting and investment analysis. They then process the paperwork with the product providers and follow up with reviews. They have to keep the Financial Adviser and the client up to date with communications from financial product providers.
The Paraplanner role may be broken down into four key parts:
- Preparing and maintaining the client file.
- Preparing recommendations.
- Implementing recommendations.
Preparing and maintaining the client file
Generally, the Financial Adviser should collect the qualitative information (client attitudes, goals, etc.) leaving the Paraplanner to collect all the quantitative detailed information required to compile a financial plan. The Paraplanner may attend client meetings.
- Check all compliance paperwork is present.
- Confirm client risk profile is determined.
- Discuss client objectives with planner.
- Identify and obtain the information necessary to compile financial cashflow forecast.
- Compile draft net worth statement, income and expenditure statements and financial cash-flow forecast and discuss with planner.
- Preparing recommendations
- Identify areas for planning.
- Undertake research, both independently and with the Financial Adviser to identify suitable solutions to meet clients’ needs.
- Prepare information/comparisons for analysis by planner. •Liaise with clients’ legal and tax advisers (if applicable).
- Consider current and future allocation of assets for investment strategy with regard to client risk profile.
- Prepare draft recommendation reports to be discussed/signed off by planner. Implementing recommendations
- Prepare suitability letters in accordance with the agreed recommendations. •Complete application / proposals forms.
- Ensure all compliance paperwork is in order.
- Make changes to clients’ investments as instructed.
- Implement the chosen investment strategies.
- Act as the main point of contact and deal effectively with queries from clients and other parties through effective communication.
- Establish and build strong relationships with clients and attend client meetings with Adviser if required.
- Organise future planning meetings with client.
- Review investment portfolio, asset allocation, risk profile, etc.
- Send planning figures to client for update and revision in preparation for next meeting.
- Initiate review meetings with clients.
- Assist the Financial Adviser/Planner in establishing new client relationships.
- Assess clients’ financial circumstances.
- Prepare financial statements to support the development of clients’ financial strategies. This may involve the use of Financial Planning software tools, such as O&M Profiler Analytics.
- Carry out research and analyse products and services that are appropriate to each client’s financial circumstances.
- Propose and draft financial solutions that meet clients’ goals, needs and objectives. •Assist with the accurate completion of application and proposal forms.
- Implement actions such as changing existing investment holdings and policy information, as directed by the Financial Adviser/Planner.
- Support the ongoing client relationship, including maintaining a client file review system to regularly assess client holdings and changing financial priorities.
- Develop productive working relationships with colleagues and clients throughout the financial services environment.
- Adhere to FCA rules and guidance.
- Act ethically, impartially and always in the best interests of clients.
- Meet the FCA (formerly FSA) Treating Customers Fairly requirements.
These duties are not to be regarded as exhaustive and you may be required to perform such other and/or additional duties within your skill set and competence as the company may require.
Working days/hours: Monday-Thursday 9:00-17:30, Friday 9:00-17:00.
Why join IEP Financial?
You might be looking for a career as a financial adviser, or would like to begin a career in the financial sector. Whichever it is, IEP is a warm and friendly environment for you to truly love the work you do.
We help you to grow
IEP has always maintained a commitment to continuous professional development. This includes employment opportunities for people beginning their careers in the financial services sector.
Our Job Opportunities will be listed on our website and in the local media. If you would like to receive notifications of these job opportunities please contact us on [email protected]