The perils of passive investment Huge swathes of investor capital has been allocated to passive investment strategies over the past decade. Investors have feasted on the abundance of liquidity provided by central banks and continual desire for products with lower fees. In fact, according to JP Morgan, ETFs now account for 24% of all trading volumes in the United States. ‘Non-human’ or ‘non-discretionary’ investors now drives 90% of trading volume. These include High-Frequency traders, ETFs, … Read More
Investments – Four Key Points The world of investments can seem very complex, and it is. There are countless factors and variables that are taken into consideration by investors. Some very factual while others more subjective to the individual investor. At IEP we can simplify that information to help you better understand the issue! One can break the main topics to consider into four main headings: Time What is the timeframe you are happy with? … Read More
Succession planning: Why is business protection required? You can often overlook business protection when you arrange your insurances. In fact, all companies will have a variety of insurances. At the minimum: public and personal liability, company vehicle insurance and commercial property insurance. However, many businesses overlook the protection of their most important assets, the owners, and key people. Above all, they fail to cover the very thing that could put an end to the company … Read More
Pensions can be perceived to be a complicated financial instrument that most of us just simply do not want to think about- until we have to! But we at IEP Financial can help. Allow us to provide you with a simple walkthrough to Pensions. By the end we hope to ensure that both individuals and businesses have the knowledge to a secure financial future.
Forgotten Pensions At IEP Financial we know how important pension management is, both for businesses and individuals. But unfortunately, there are some scary figures out there that suggest some people are losing out. Take the following four facts: 1 in 8 have at least one forgotten pension 3 in 5 UK adults are worried about retirement 2.5M pension pots are unclaimed £400M unclaimed pension savings Now we imagine some might say that being worried about … Read More
Spring Financial Newsletter 2018 Spring is the season of change and it seems that is exactly what is happening at the start of 2018. You may notice that our newsletter has had a facelift – we hope you like the new look. In the legislative arena, the Spring Budget has been replaced by a streamlined Spring Statement. Bedding in a new timetable for changes to taxes. We are also starting to see the effects of … Read More
Autumn Budget 2017 – all you need to know Autumn Budget 2017 – all you need to know The Chancellor has announced a steady as you go Autumn Budget. We have pleasure in enclosing our summary of the key announcements in the Autumn Budget 2017. The highlight of his mildly expansionary package was a new stamp duty land tax relief for first time home-buyers. As long as the consideration for the property is no more than … Read More